Privacy Policy for Money Conversations Coach
Last Updated: December 2025
Developer: Calming Aura Studios
Contact: contact@calmingaura.net
Introduction
Money Conversations Coach ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application (the "App").
By using Money Conversations Coach, you agree to the collection and use of information in accordance with this policy.
Information We Collect
Personal Information
We collect the following personal information when you create an account and use the App:
- Account Information: Email address, name, password (encrypted)
- Profile Information: Display name, profile details
- Partner Connection: Email addresses of partners you connect with in the App
Financial Conversation Data
- Reflections and Responses: Your responses to conversation topics and reflection prompts
- Goals: Financial goals you create and track
- Progress Data: Your completion status and progress through conversation topics
- Badges and Achievements: Earned badges and milestone achievements
Usage Information
- App Activity: Features used, topics viewed, time spent in the App
- Device Information: Device type, operating system, app version
- Analytics Data: Aggregated usage statistics to improve the App
Payment Information
- Subscription Data: Subscription status, plan type, purchase history
- Payment Processing: Payment information is processed by Apple App Store or Google Play Store. We do not store credit card information directly.
- Couples Subscription: When you connect with a partner, one subscription covers both partners. Subscription ownership is tracked to ensure both partners have access.
How We Use Your Information
We use the collected information for:
- Providing App Functionality: Enable core features including conversation topics, goal tracking, partner connections, and progress tracking
- Account Management: Create and manage your account and authenticate users
- Partner Features: Connect you with your partner and enable shared features
- Personalization: Customize your experience and provide relevant content
- Subscription Management: Process and manage subscriptions and premium features
- Communication: Send important updates, notifications, and support responses
- Improvement: Analyze usage to improve features and user experience
- Security: Detect and prevent fraud, abuse, and security issues
How We Share Your Information
Information Shared with Your Partner
When you connect with a partner in the App, the following information is shared:
- Your name and profile information
- Your responses to shared conversation topics
- Shared goals and progress
- Badges and achievements (if visible)
Third-Party Services
We use trusted third-party services to operate the App:
- Supabase: Database and authentication services (data stored securely)
- Firebase Analytics (Google): Anonymous usage analytics to improve the App
- Resend: Email delivery service for notifications and communications
- Apple/Google: In-app purchase processing and app distribution
- Expo/React Native: App development platform
Legal Requirements
We may disclose your information if required by law, court order, or government request, or to protect our rights and safety.
Business Transfers
If we are involved in a merger, acquisition, or sale of assets, your information may be transferred. We will notify you before your information becomes subject to a different privacy policy.
Data Security
We implement appropriate technical and organizational measures to protect your information:
- Encryption: All data is encrypted in transit using SSL/TLS
- Secure Storage: Data is stored securely on Supabase servers with encryption at rest
- Password Protection: Passwords are hashed and never stored in plain text
- Access Controls: Strict access controls limit who can access your data
- Regular Security Updates: We regularly update our security measures
However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
Your Data Rights
Access and Portability
You can access your data within the App at any time. Contact us to request a copy of your data.
Correction
You can update your profile information and content directly in the App.
Deletion
You can request deletion of your account and data by:
- Using the "Delete Account" feature in the App settings, or
- Contacting us at contact@calmingaura.net
Upon deletion request, we will delete your personal information within 30 days, except where we are required to retain it by law.
Opt-Out
You can opt out of non-essential notifications in the App settings.
Children's Privacy
Money Conversations Coach is intended for users aged 18 and over. We do not knowingly collect information from children under 18. If you believe we have collected information from a child under 18, please contact us immediately.
Data Retention
We retain your information for as long as your account is active or as needed to provide services. When you delete your account:
- Personal information is deleted within 30 days
- Some information may be retained for legal compliance (e.g., payment records)
- Aggregated, anonymized data may be retained for analytics
International Data Transfers
Your information may be transferred to and stored on servers located outside your country of residence. By using the App, you consent to such transfers. We ensure appropriate safeguards are in place to protect your information.
Third-Party Links
The App may contain links to third-party websites or resources. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by:
- Updating the "Last Updated" date
- Posting a notice in the App
- Sending an email notification (for material changes)
Your continued use of the App after changes indicates acceptance of the updated policy.
Your Consent
By using Money Conversations Coach, you consent to our Privacy Policy and agree to its terms.
Legal Compliance
This Privacy Policy complies with:
- California Consumer Privacy Act (CCPA)
- General Data Protection Regulation (GDPR)
- Google Play Developer Program Policies
- Apple App Store Review Guidelines
Calming Aura Studios
Last Updated: December 2025